If you’re concerned about your spouse or children inheriting a mortgage that they might not be able to pay, then yes. Mortgage protection insurance can be a great safety net for your family. It can protect them from mortgage payments when they can’t count on your income to help. Since a house payment is usually the biggest bill your family has to face, you can have complete peace of mind knowing that it will be covered. There’s no worrying that there won’t be enough. And, depending on what you still owe on your home at the time of your passing, your family can not only pay off the mortgage but other bills as well – student loans, car payments and more.