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What is the average cost of a funeral?

Perhaps the most important thing to understand when researching funeral costs is to realize that prices change regularly, and unless you have recently performed research of costs, you may end up needing to spend more than you anticipated. It’s always a good idea to budget slightly more when planning to pay for a funeral as there may be additional fees or unexpected price increases. Nonetheless, proper research and planning can ensure that the funeral will be a fitting tribute to your loved one rather than a burdensome expense.

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The first portion of the funeral cost is funeral home services. There are many different service options. Services range from immediate disposition options such as immediate cremation or burial with no rites or ceremonies, to complete traditional funerals with viewing and funeral rites. Traditional funerals may be followed by burial or cremation. The cost of the services is determined by the type of service you desire to have. The total services cost, including all professional services, transportation, preparation and facilities/staff charges, for various example types of funeral services is as follows:

Complete, traditional funeral with viewing & visitation the day prior………………………….$4440.00

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Services with the body present for viewing and/or services that culminate in burial of the body require that a casket be purchased. A rental casket can be used if cremation follows the visitation or funeral. A rental casket is available in solid oak with a cremation liner for $1060.00. A casket is not necessary if immediate cremation is desired; the required alternative cremation container is included in the immediate cremation charge.

Average cost for Oak Casket and vault………………………….$3,500.00

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Cash advance items are goods and services that are purchased from sources other than the funeral home. The following is a list of common cash advance items.

  • Death Certificate
  • Cemetery Charges
  • Clergy
  • Music
  • Obituaries
  • Flowers
  • Escort
  • Medical exam

Total  for optional items………………………….$2,040.00

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Many people end up wanted more than they can afford at their funeral because they have no idea what funeral services cost. We have tried to make it easy for you to budget your funeral costs by estimating several of the most common costs you will be faced with. Not all of these services and products are required, so make an itemized list of the ones that you want to come up with a total.

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Funerals are an opportunity for friends, family, and loved ones to honor and remember those who have passed on. These services are often the only opportunity many people will have to say goodbye to a close friend or relative, and as such, funeral services are planned with meticulous care and often with no expense spared. This can often lead to a strain on family finances at an already difficult time. Researching funeral service costs in advance and potentially purchasing burial insurance to cover expected costs can go a long way to reducing financial stress.

As you plan for your funeral or the future service of a loved one, consider your needs, expenses, and means. Let us help you decide if a burial insurance policy will help you pay for your desired service. Call 706-402-0684 to speak with a Southern Life Agent who can prepare you a free life insurance quote.


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